@ARTICLE{, 

TITLE={The Role of Performance and Competitiveness in the Adoption of Information and Communication Technologies (ICT) by Microfinance Institutions (MFIs) in Cameroon}, 
  
AUTHOR={Alain Gilles Foka Tagne, Prince Hikouatcha, Wulli Faustin Djoufouet, Léopold Djoutsa Wamba, }, 
	
JOURNAL={Science, Technology, Development}, 
	
VOLUME={2}, 

NUMBER={Issue 1}, 
	
YEAR={2022}, 

URL={https://openscience.fr/The-Role-of-Performance-and-Competitiveness-in-the-Adoption-of-Information-and}, 
	
DOI={}, 
	
ISSN={2752-6879}, 
	
ABSTRACT={This article analyzes financial and social performance as determinants in the adoption of Information and Communication Technologies (ICT) in Microfinance Institutions (MFIs) in Cameroon. The data for this study were obtained from a questionnaire survey of 96 MFIs. Following the construction of an index for each of our principal variables, the Ordinary Least Squares method is used to estimate a multiple linear model. Results show that the level of ICT adoption in MFIs depends on both their financial and social performance levels. More specifically, the level of ICT adoption by MFIs is positively associated with the financial dimension of performance and negatively with its social dimension. However, the search for competitiveness does not drive ICT adoption. In addition, the manager’s age and gender, the MFI’s size and age and the staff’s ability to learn how to use ICT also play an important role in ICT adoption.}}